Commercial and business loans

It’s not easy finding the right finance for your commercial investment or business and it can be tricky, time consuming and confusing. And again, you’ll probably be asked to jump through hoops.

We’ll provide you with access to commercial and business loan solutions from leading lenders across Australia as well as second tier lenders

Have I considered this??? Looking to upgrade the business or start up

If you’re ready to consider a commercial or business loan, there are some key questions you need to ask yourself first:

What do I need to gather together for the lender to consider my application?

Do I have a business plan and will the lender want one?

  • How long will I need the loan for ?
  • Have you analysed your competitors?
  • Have you analysed your history of business performance?
  • How is my financial history and level of personal debt conducted?
  • Are you able to provide assets as personal security?
  • Will you be using the loan for purchasing physical assets (i.e. machinery, vehicles etc)?

We’ll help you understand the loan criteria and potential risks and liabilities for both your business and you as an individual. We’ll place you with the right lender to help you over come what it is you might need to help you position yourself to make an application, it’s important to understand different loan features and options to get the best rates and conditions that suit your circumstances and the requirements of your business.

Ready to apply for a commercial loan?

Criteria vary widely among business loan providers. Our access to over 30 different lenders puts us in a unique position with a high-level perspective – so we’re able to guide you through the process and offer a carefully considered strategy to maximise your opportunities.

As a starting point, you should consider collecting the following documents to assist with your business loan application:

  • Contract of sale for commercial premises
  • Valuation documents or quotes for machinery, vehicles and other equipment
  • Business plan and financial projections, including market and competitor assessment
  • Business financial records for the past two financial reporting years
  • Personal financial records for the past two financial reporting years
  • Valuation documents for any personal assets offered as loan security