Enhance Your Commercial Financial Approach
A finance partner that understands the needs of your growing business
Our loan types and features
Asset & Equipment Loans
Property Development and Investment Loans
Working Capital & Cash Flow Loans
Commercial Vehicle Lending
Business Acquisition Loans
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At SW Brokerage, we take the hassle out of securing business finance. Whether you need funding for acquisitions, cash flow, refinancing debt, or purchasing commercial property, we do the legwork for you—so you can focus on running your business. As an experienced brokerage we’ll work through below with you to help guide you to the most suitable lender
Why SW Brokerage?
- We Do the Legwork: With over 20 lenders on our panel, we compare loan options to find the right solution for you.
- Tailored Lending Solutions: Whether you need financing now or in the future, we work with you to support your long-term business goals.
- A Partnership for Growth: We don’t just arrange finance—we build relationships, becoming your brokerage of choice for years to come.
- Simplified Process: We handle the negotiations and paperwork, making commercial lending easier and more accessible.
What are the 5Cs?
When banks assess your loan application, they consider these five key factors:
1. Character
Your credit history, business experience, and financial responsibility all play a role in securing approval. A strong track record builds lender confidence.
2. Capacity
Can your business afford the loan? Lenders analyze your revenue, cash flow, and financial statements to ensure you can meet repayments.
3. Capital
Your investment in your own business matters. The more you’ve contributed financially, the more confidence a lender has in funding your growth.
4. Collateral
Tangible assets like property, equipment, or inventory serve as security for the loan, reducing the lender’s risk and strengthening your application.
5. Conditions
Industry trends, economic conditions, and the purpose of the loan all impact lending decisions. A solid business plan can make a big difference.