Home Loans Bar Beach NSW — Compare Rates & Lenders
Compare home loan options in Bar Beach across 60+ lenders. See the local median price, what deposit you'll need, and an estimated monthly repayment before you talk to a broker.
Figures shown use New South Wales state averages where suburb-level data isn't yet available.
Home Loans in Bar Beach, NSW
Bar Beach sits in New South Wales (NSW), postcode 2300. The median house price is around $1,180,000 and the median unit price is about $840,000. With a 20% deposit of roughly $236,000, a borrower would finance about $944,000 — an estimated $5,745 per month over 30 years at 6.14% p.a.
First home buyers in NSW should review the grants and concessions administered by Revenue NSW. The First Home Owner Grant is currently $10,000 for eligible new homes up to $600,000. Eligible buyers may also receive a full stamp duty exemption on homes up to $800,000.
SW Brokerage compares more than 60 lenders to find the sharpest rate and structure for buyers in Bar Beach. Whether you're purchasing your first home, refinancing or investing, our senior brokers handle the process end-to-end — at no cost to you for residential loans.
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Deposit breakdown for Bar Beach
| Deposit | Deposit amount | LVR | Est. LMI | Loan amount | Est. monthly |
|---|---|---|---|---|---|
| 5% deposit | $59,000 | 95% | $41,477 | $1,162,477 | $7,075 |
| 10% deposit | $118,000 | 90% | $22,302 | $1,084,302 | $6,599 |
| 20% deposit | $236,000 | 80% | No LMI | $944,000 | $5,745 |
Based on a median price of $1,180,000 at 6.14% p.a. over 30 years. LMI is indicative only.
First home buyer help in NSW
First Home Owner Grant
Eligible new homes up to $600,000.
Stamp duty concession
Full exemption ceiling for eligible first home buyers.
FHOG eligibility checklist
- Australian citizen or PR
- First property purchase
- Live in the home 6–12 months
- Under the price cap
Always confirm current eligibility and amounts with Revenue NSW.
Variable rates
Flexible, offset-friendly, move with the market.
Fixed rates (1–3 yr)
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Bar Beach home loan FAQs
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