SW Brokerage FAQs
What is a Mortgage Broker?
A mortgage broker is a licensed financial professional who helps borrowers find and secure the right home loan by comparing loans across a range of lenders. Rather than offering finance directly, mortgage brokers assess your financial situation, goals, and eligibility, then recommend the most suitable loan based on your financial situation. Mortgage brokers also manage the loan application process, handling paperwork, liaising with lenders, and guiding you through to settlement.
How is SW Brokerage Different From Other Mortgage Brokers?
SW Brokerage stays in contact with you throughout the entire loan application and through to the settlement. SW Brokerage mortgage brokers are committed to supporting you after the settlement too, with annual check-ins and personalised financial guidance. Our mortgage brokers also act as a financial concierge, connecting clients with trusted accountants, solicitors, financial planners, and buyer’s agents
What is a Self Managed Super Fund?
A Self Managed Super Fund, or an SMSF, is a type of super fund that is managed by the client where the client is the trustee. This allows the client to have more financial autonomy when it comes to managing investments. You can also hire a financial advisor who can help manage the SMSF.
What is an SMSF Loan?
An SMSF loan is a limited recourse borrowing arrangement (LRBA) that your superfund enters in order to purchase property as an investment property.
What is The Average Return on Investment With an SMSF?
The annual growth rate for residential properties in Australia since 2004 is 6.0% with more data to come on recent property growth rates.
Why is an SMSF better than a traditional super fund?
Traditional super funds don’t allow you the flexibility and autonomy that an SMSF can provide. Setting up an SMSF is a great way to access funds to invest in residential or commercial property.
Home Loan Mortgage and Residential Lending
Does SW Brokerage Help First Home Buyers?
SW Brokerage specialises in supporting first-time buyers by simplifying the home loan process, helping you understand your borrowing capacity, and guiding you through every step until (and after) the loan settlement.
How to Refinance a Home Loan?
SW Brokerage home loan refinancing involves replacing your existing mortgage with a new one. Potentially at a better rate or with improved features. SW Brokerage compares lender products to find the best fit and handles the paperwork on your behalf.
How to Apply for a Home Loan with SW Brokerage?
You’ll typically need proof of income (such as payslips), identification, bank statements, and evidence of assets and liabilities. SW Brokerage streamlines the process of applying for a home loan to make it as painless as possible.
Do you help find and lease the property?
Our trusted partners with SW Capital can help clients find and lease their investment properties, supporting you at every step of the investing process.
Business and Commercial Lending
What Business Loans do SW Brokerage Offer?
SW Brokerage provides small business loans, refinancing, ATO debt payout support, business acquisition loans, and commercial property loans. Our brokers also assist with equipment and vehicle finance
Do SW Brokerage Provide Small Business Loans?
Whether you’re launching a new business or expanding an existing one, SW Brokerage helps navigate the lending landscape and connects you with finance that matches your goals.
What Can I use a Commercial Loan For?
Commercial loans may be used for purchasing retail, industrial, or office property, refinancing existing facilities, funding development, or even acquiring business assets.