First Time Home Buyers

Let us help you purchase your dream home.

Buying a home is one of the biggest financial investments you make in your life, and the process can be both daunting and exciting. If it’s your first time buying a property, you might be thinking, “where do I start?”. At SW Brokerage we are committed to helping our clients flourish, providing them with information, and guidance, and matching them with the best deal for their circumstances. We know how to navigate the home buying process from start to finish and we’re here to guide you every step of the way and beyond. As you embark on your journey to purchase your first home, it’s important to take into consideration the following:

- Research the market
  - Think about the area/s you want to live in
  - What kind of property you might be able to afford
- Work out how you can borrow
- Review your budget and set savings goals
- Research grants and schemes set up for First Time Home Buyers
- Work out additional costs and duty
- Work out if you will need Mortgage Insurance or a guarantor for your loan

The Process

Our experienced mortgage brokers are here to support first-home buyers
throughout the entire process. As independent mortgage specialists, we have
detailed knowledge of the available loan options that might be suitable to your
current unique circumstances. We work with you to explain the costs and processes
and guide you from start to finish through your eligibility and application for a home
loan.

First, we start by arranging a time to chat and get to know you and what your goals
are. Next, it’s important for us to understand your current financial situation. We will
send you a link where you can securely and safely share your financial details with
us.

Once we have these details, our team members will work away, searching for the
best option to match your circumstances. We have access to over 40 different
lenders, allowing us to tailor your loan to your needs. We sit down with you and
discuss your options, breaking down the costs and repayments for different loan
products.

When you have made a decision we can then apply for your loan. Then, we will
contact you to let you know that you’ve been approved, allowing you to purchase
your first home. However, our service and support don’t stop there.

We are committed to supporting our clients now and into the future. If you are

ready to purchase your first home, contact us today to speak to one of our expert
brokers.

You can find out more about the SWB Way and what sets our SWB brokers apart
here.